Business insurance in Decatur, GA is a necessity for every business. No matter the size of your business, the one thing that remains the same is the need for the stakeholders to protect themselves.
Focus Insurance Group offers over 20 insurance companies to provide the best coverage and meet the needs of their clients. They offer a wide range of policies which can be tweaked to suit individual requirements.
There are typically several main areas of business insurance.
Workers' Compensation insurance is required by law in almost every state. This type of insurance provides coverage for medical bills and lost wages should an employee get injured while on the job. Since the laws differ in every state, it is important to work with an insurance professional to make sure you are getting the right insurance.
General Liability insurance protects the company from a variety claims such as bodily injury, physical injury and property damage. General liability can include personal liability to protect your assets in cases where you or an employee injures someone; business liability to protect your business against a lawsuit; professional liability to protect against negligent advice or services, and public liability to protect the business owner from the financial risk of operating a business.
Errors and Omissions coverage protects the company from lawsuits that allege negligence while providing professional services. This can be from making mistakes, omitting data, deficient work, or not meeting a deadline.
Property insurance can mean several things depending on the type of business. Commercial property insurance is typically used to recover or replace damaged or stolen equipment that is essential to the everyday operation of the business. This can include the buildings, computers, printers, inventory, and equipment.
No one can predict if or when a disaster will strike. Call Focus Insurance Group today to find out how they can help you with business insurance in Decatur, GA.